Get matched with available lenders — fast, secure, and transparent

Submit one application, understand key basics up front, then review available offers and next steps. Loan terms and eligibility vary by lender and state.

Lafet app on iPhone 15 Pro Max (device mockup)

Terms estimator

Explore example monthly payment ranges based on amount, term, and APR range. This is an estimate — not an offer of credit.

Estimated monthly payment range
$0$0
Using APR range 4%–35.55% and term 12 months.
Estimates assume standard amortization and may not reflect fees or lender-specific pricing. Actual offers, terms, and availability vary by lender and state.

What influences offers?

Tap a factor to learn why terms can vary.

State rules
Availability, maximum APR, and product types can vary by state.

Important disclosures

We keep terms transparent and set expectations clearly — before you submit anything.

Loan amounts: Typical loan amounts range from $50 to $5,000 depending on your eligibility, state of residence, and participating lenders.

Terms: Repayment terms typically range from 70 days to 36 months, depending on the lender and product type.

APR range: Annual Percentage Rates (APRs) typically range from 4% to 35.55%, depending on the lender, your credit profile, and other eligibility factors.

Eligibility: To qualify, applicants must be at least 18 years old. Eligibility criteria vary by lender and state.

No guarantee: Submitting an application does not guarantee approval. Approval decisions are made solely by lenders based on their individual criteria.

Marketplace notice: This page is a product overview and does not constitute a loan offer. Matching is not an offer of credit. Cash Advance for CO Inc. is not a lender.

Availability, terms, and lender participation vary by state and applicant profile.

How it works

Apply → verify → match → decide → track status. Simple, fast, and transparent.

Step 01

Tell us the basics

Share a few details so we can understand what you’re looking for.

Step 02

Verify contact info

Confirm the essentials so providers can follow up securely if needed.

Step 03

Get matched

We help you compare available options from participating providers.

Step 04

Choose what fits

Review terms, costs, and timelines, then decide what works for you.

Step 05

Track the outcome

Stay on top of status updates and next steps in one place.

Tell us the basics
Verify contact info
Get matched
Choose what fits
Track the outcome

Features built for trust

Security, transparency, and a simple “one-form” flow — the essentials, clearly presented.

Trust-first flow

One secure application. Clear disclosures. Real offers.

Loan amounts $50–$5,000, repayment terms 70 days–36 months, APR 4%–35.55% (where applicable). Availability varies by state and lender.

Encrypted transport Terms upfront Status tracking

Transparent terms

APR range and key details shown with disclosures.

Fast to start

Start in minutes. Decision and funding timing varies by lender and bank.

Flexible amounts

Request $50 to $5,000 based on eligibility and state availability.

Status tracking

Understand next steps and what happens after you submit.

Permission-based sharing

You control what you share and when. See legal pages for details.

Support

Need help? Contact support via email or the contact form.

Bank illustration

Match readiness check

Quickly see what you may need before you apply. You control what you share and when.

Ready 0/0
Checking items doesn’t guarantee approval or an offer. Lenders decide terms and eligibility.

Compare options in minutes

Loan amounts $50–$5,000 • Repayment terms 70 days–36 months • APR 4%–35.55% (where applicable). Providers set approvals, fees, and funding timing.

Financial report illustration
Not a lender No guarantee of approval Secure encrypted transmission Credit inquiry may occur when applying (provider-dependent)

FAQ

Answers to common questions about matching, privacy, eligibility, and what happens after you apply.

No. Lafet (operated by Cash Advance for CO Inc.) is a loan-matching and lead‑generation service — not a lender. We don’t make credit decisions, set APRs, or fund loans. If you’re matched, any offer, approval, and funding are determined by the independent lender you choose.
Matching itself doesn’t obligate you to take a loan. Lenders handle the final decision and any credit checks based on their criteria. Some steps may use a soft inquiry; lender applications may include a hard inquiry.
Loan amounts typically range from $50 to $5,000, repayment terms from 70 days to 36 months, and APR from 4% to 35.55%, depending on the lender, your profile, and your state. Not all consumers will qualify.
Name, email, phone number, and details needed for matching. We may also collect analytics to improve the experience. See disclosures and our privacy policy for details on how information is used and shared.
If you are matched, you may be redirected to a lender or shown next steps. Lenders set their own underwriting criteria, pricing, and funding timelines. Funding timing varies by lender and bank and is not guaranteed.